This could be me overthinking it.... bear with me.
At New Year my wife wrote off our Saab. She was driving as a named driver on my policy.
She now needs to re-insure her X3 which is insured in her name with me as a named driver. So, the websites ask "have you had any accidents or claims". Well, she had an accident and I had a claim. Does that mean I have to declare that accident twice (as an accident for her and a claim for me as the named driver)? Or have I gone mad!