I need to buy a car in the next couple of months as I need it to travel to/from my placement. Basically, I've had my first provisional licence where I grew up in the US when I was 15. Im now 20 so I've been driving for more than 5 years with a clean driving record. I used to have an e36 when I was 16 back home so I feel like I'm comfortable buying another BMW considering Im familiar with them. So far, the insurance quotes that I've gotten have been a jokes (£5000) for an E36 316. The online quote websites dont take into account my 5 years of driving experience and my No claims discount as they cant recognise that Ive been driving for a while.
1. Are there insurance companies that take into account foreign no claims discounts?
2. Even with a NCD, is a BMW out of the question for a 20yr old in this country?
3. Would a Classic BMW be a better choice with classic car insurance?
4. If not would another classic car be the cheapest option for someone in my situation?
Thanks in advance